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Showing posts from February, 2008

Discovercard FAQ

Q: Why can't I able to login to my discovercard.com account? A: At first, check whether your web browser is allowing the website or not. Also check whether your javascript has enabled or not. If everything is ok then visit the website or see on the back of your discover card credit card, there will be a toll free number, Call at the number and ask about any problems regarding your discovercard.com account. Q: How can I able to attempt for redeem rewards for my discovercard.com account? A: You must visit the website www.discovercard.com and login to your account then click on the account management tab and then go to Rewards Redemption. Here you will get the complete details about what you want. Q: Does anyone knows that discover card credit card can be used worldwide or not? A: Discover card credit card is most likely used in United States. It can be used where these discover cards are accepted unlike those which have a logo of visa or master card. This also depends upon the locati

Mortgage Calculator

Q: How can I able to learn calculating monthly mortgage payment through mortgage calculator at home by my own without going to any mortgage broker or bank? Can I use current rates listed in the daily newspaper for mortgage calculation? A: You can find lots of websites where you can calculate your mortgage using online mortgage calculator tool. You just enter your data and get whatever you want. The calculation will depend upon MRI insurance and add-on fees. Banks usually calculate the ratio of your income to your total debt. Q:Where Can I Calculate Total Cost for my new home based on Monthly EMI payments? A:Search The Internet for mortgage Calculator and you will find my good websites. You just need to enter the amount you need as loan,Total duration of loan,Interest rates and bank fees. There are some backward calculator where you can enter how much monthly loan repayment you can do and how much interest you need to pay and it will tell you how much you end up paying extra in mortga

loan rates

Q: I had taken business loan from my bank. I want to know whether the recent loan interest rates may vary instead of fixed loan rates? A: Yes, business loan interest rates at the time of the loan getting by you may vary either increase or decrease. It will depend upon the fluctuation of the loan interest rates set by the FRD(Federal Revenue Department). The loan rate can also depends upon your credit score and the bank from which you had taken the loan. Q: Can someone tell me about what are the loan rates for getting mortgages? Is the loan rate depends upon the FICO score? A: The mortgage loan rate depends upon your Fico score or say credit score. If your credit score is high then your loan rate will be lower and vice-versa. For more information contact your bank from which you are going to borrow and compare prices and then go with it.Loan rates, mortgage loan rate, loan interest rates, business loan rates

Home Mortgage Insurance

Q: Can anyone tell me if mortgage insurance is deducted on new home mortgage? A: No, home mortgage insurance is deducted just on the interest on mortgage and property taxes. Mortgage insurance can only be deducted if you have any rental property i.e if you turned your individual home into the rental one.Through rules changes from country to country and with in states too... Q: From where I can get cheap home insurance? A: Call your local insurance agent or broker. He will give you the quotes of home insurance and also tell you about the insurance policy at lower rates. Cost of insurance will vary from company to company so better will be to compare the prices first and then deal with one which offers you home owner insurance at lowest insurance rates. Q: How to find the home insurance company in UK? A: You can search online and can find a list of home insurance UK companies. Compare their home insurance rates and go with the one which suits you. You can also apply for the home insuranc

Home Insurance FAQ

Q: I had bought a house two years ago. How can I be able to lower my home insurance amount? A: Home Insurance is given for safety of your house.Normally It doesn't include the land price or market price. Better will be to call your insurance agent or mortgage provider and ask him to get home insurance quotes. He will completely describe you everything for getting your insurance at lower rate. Q: I had buildings and contents insurance would I need a separate home insurance for my home? A: If you have buildings and contents insurance then home insurance should automatically covered with it. But remember to confirm your insurance provider whether your insurance comes under category of home owner insurance or not else it may be taken as dwelling fire home insurance policy. Q: My home is located in earthquake prone area. I want to know whether my home owner insurance policy also covers the flood or earthquake policies or not? A: Each home insurance policy depends upon the area you live.

Health insurance FAQ

Q: What is health insurance ? Is this a personal responsibility or a social responsibility? A: Most of the countries did not give you any protection of health expenses while few do. You should plan according to your country of residence. You can get health insurance quotes from your local insurance agent or health insurance broker. Q: My existing job comes with a pre-defined health insurance policy. What will happen if i leave this job and take another? I want to keep the current insurance policy as well. A: Health insurance is given by insurance company and not by employee. Though your employee may be contributing towards it. If your new job is a high paid one you can get negotiate the benefits you are getting. Q: I had no previous health insurance but now i came to know that i am pregnant. How can i be able to get health insurance and where should i apply for it? A:Many of Health insurance companies will not offer you insurance as they will take your pregnancy as a pre-existing cond