Top Finance Domains

Q: Is it possible to have or use a prepaid credit card on paypal? A: Yes, Through paypal don't sell them you can use some third party sites. It will cost some charges about 10 dollars and you can have it with your name. The process will take a week or two and you will got it. Q: I want to buy a prepaid credit card. I want to know if it is possible to purchase it using a master card or visa card? A: No I think, you can't buy a prepaid credit card using a mastercard or visa card. You can purchase it only in cash. They will send you your credit card and your credit card number using mail service. Q: Can someone tell me about ordering products online using prepaid credit cards? A: Yes, you can place orders for products you want to purchase online using prepaid credit cards if they are visa card or master card. Else if your prepaid credit card is restricted in some cases you can't buy anything online. Q: Is there any extra charges for having a prepaid credit card? If so how much

Q: I have to go outside my country and I am worried if my credit card works overseas or not? Will there be extra charges for that? A: You can use your credit card worldwide or say overseas if it has the logo of visa or master card. All you have to pay for the exchange rate processing fees for using your credit card overseas. This processing fees will sometimes a little and sometimes little lot depends upon the currency of the country you visit. If you use Credit card at an ATM then their is a FIXED transaction charges so its good to do big transactions instead of several small. Q: I want to know what the card provider charge fees for purchasing through credit card overseas? A: If you are using a nationwide credit card then there will be no extra charges for using credit cards worldwide. But in other cases, the credit card provider will charge you between 2% to 5% on your purchase or say of your transaction. This depends upon the exchange rate of the area in which you are using your cre

Q: I am a student and had bad credit. Is it possible for me to have a student credit card with it? A: If You have a checking account then go to your bank and ask for the application for student credit card with bad credit. He will give you complete details about that. Some companies are strict towards credit card as they want good credit score but some others also offer credit cards with low credit or bad credit. Q: Which will be much better to have student credit card or the regular credit card? A: Better will be having student credit card in case you have low credit balance. You have to pay high interest rates and fees for both of them. There are also some student credit cards with low APR. Try to build up your credit score so that you can't be ruined. Pay all the fees in time to prevent from any other big fine charges. Q: Which is the best credit card for college students with no credit or bad credit? A: There are lots of credit cards available online also. But to tell which one

Q: Tribute Credit Card - Does anyone know about its customer care services numbers OR How to Contact them on Phone? A: Visit the website for tribute credit card customer service - mytributecard.com You can get the customer care number or the toll free number and all other related information you want. Q: I got a pre-approved tribute credit card. Should I apply for it or not? Please suggest. A: I suggest you to read the fine print carefully before applying for any type of such pre-approved quick credit card like tribute card or Horizon Gold card. Better will be go with a debit card instead of a credit card if you don't need the credit card cash advance. Q: Can someone tell me about the annual fees of tribute card? When I had to pay for it? A: Tribute credit card annual fee depends upon your credit available in your account. It is on your interest whether you want to pay it off at once or in installments each month per year. You have to pay for tributecreditcard on time else y

Q: Why can't I able to login to my discovercard.com account? A: At first, check whether your web browser is allowing the website or not. Also check whether your javascript has enabled or not. If everything is ok then visit the website or see on the back of your discover card credit card, there will be a toll free number, Call at the number and ask about any problems regarding your discovercard.com account. Q: How can I able to attempt for redeem rewards for my discovercard.com account? A: You must visit the website www.discovercard.com and login to your account then click on the account management tab and then go to Rewards Redemption. Here you will get the complete details about what you want. Q: Does anyone knows that discover card credit card can be used worldwide or not? A: Discover card credit card is most likely used in United States. It can be used where these discover cards are accepted unlike those which have a logo of visa or master card. This also depends upon the locati

Q: How can I able to learn calculating monthly mortgage payment through mortgage calculator at home by my own without going to any mortgage broker or bank? Can I use current rates listed in the daily newspaper for mortgage calculation? A: You can find lots of websites where you can calculate your mortgage using online mortgage calculator tool. You just enter your data and get whatever you want. The calculation will depend upon MRI insurance and add-on fees. Banks usually calculate the ratio of your income to your total debt. Q:Where Can I Calculate Total Cost for my new home based on Monthly EMI payments? A:Search The Internet for mortgage Calculator and you will find my good websites. You just need to enter the amount you need as loan,Total duration of loan,Interest rates and bank fees. There are some backward calculator where you can enter how much monthly loan repayment you can do and how much interest you need to pay and it will tell you how much you end up paying extra in mortga

Q: I had taken business loan from my bank. I want to know whether the recent loan interest rates may vary instead of fixed loan rates? A: Yes, business loan interest rates at the time of the loan getting by you may vary either increase or decrease. It will depend upon the fluctuation of the loan interest rates set by the FRD(Federal Revenue Department). The loan rate can also depends upon your credit score and the bank from which you had taken the loan. Q: Can someone tell me about what are the loan rates for getting mortgages? Is the loan rate depends upon the FICO score? A: The mortgage loan rate depends upon your Fico score or say credit score. If your credit score is high then your loan rate will be lower and vice-versa. For more information contact your bank from which you are going to borrow and compare prices and then go with it.Loan rates, mortgage loan rate, loan interest rates, business loan rates

Q: Can anyone tell me if mortgage insurance is deducted on new home mortgage? A: No, home mortgage insurance is deducted just on the interest on mortgage and property taxes. Mortgage insurance can only be deducted if you have any rental property i.e if you turned your individual home into the rental one.Through rules changes from country to country and with in states too... Q: From where I can get cheap home insurance? A: Call your local insurance agent or broker. He will give you the quotes of home insurance and also tell you about the insurance policy at lower rates. Cost of insurance will vary from company to company so better will be to compare the prices first and then deal with one which offers you home owner insurance at lowest insurance rates. Q: How to find the home insurance company in UK? A: You can search online and can find a list of home insurance UK companies. Compare their home insurance rates and go with the one which suits you. You can also apply for the home insuranc

Q: I had bought a house two years ago. How can I be able to lower my home insurance amount? A: Home Insurance is given for safety of your house.Normally It doesn't include the land price or market price. Better will be to call your insurance agent or mortgage provider and ask him to get home insurance quotes. He will completely describe you everything for getting your insurance at lower rate. Q: I had buildings and contents insurance would I need a separate home insurance for my home? A: If you have buildings and contents insurance then home insurance should automatically covered with it. But remember to confirm your insurance provider whether your insurance comes under category of home owner insurance or not else it may be taken as dwelling fire home insurance policy. Q: My home is located in earthquake prone area. I want to know whether my home owner insurance policy also covers the flood or earthquake policies or not? A: Each home insurance policy depends upon the area you live.

Q: What is health insurance ? Is this a personal responsibility or a social responsibility? A: Most of the countries did not give you any protection of health expenses while few do. You should plan according to your country of residence. You can get health insurance quotes from your local insurance agent or health insurance broker. Q: My existing job comes with a pre-defined health insurance policy. What will happen if i leave this job and take another? I want to keep the current insurance policy as well. A: Health insurance is given by insurance company and not by employee. Though your employee may be contributing towards it. If your new job is a high paid one you can get negotiate the benefits you are getting. Q: I had no previous health insurance but now i came to know that i am pregnant. How can i be able to get health insurance and where should i apply for it? A:Many of Health insurance companies will not offer you insurance as they will take your pregnancy as a pre-existing cond

Q: What do you mean by Equity Loan? A: Equity Loan is the loan that we can get against the shares and securities we have. Q: Which one is better - Home Equity Loan or Home Equity Line of Credit or a Personal Loan? A: Home Equity Loans can be get with low interest rates as compared to the personal loans. You will also get a fixed amount which you had to be repaid. After, your repayment is completed you need not to access the funds again. For getting personal loans you have to pay with high interest rates. Home Equity Line of Credit is reusable and you will get reasonable and fixed payments with low APR. Q: How can i be able to get the equity loan, Can i get it against my home? A: No, Equity loans usually means shares and stocks, equities, govt. bonds, etc. you have. Though, you can ask the finance company to get loan against your home. Q: I had home equity loans with variable rates and high interests. What should i do to overcome it? A: There are a lot of loan options available from ho

Q: How can i open up an account for overseas banking? A: You can't easily open up an overseas bank account as there are several restrictions in doing so in various countries. Secondly, the fees will be too high. You can open up an online bank account for overseas with Scott-Trade, E-Trade, Schwab and more. Q: Can anyone tell me if it is possible to borrow mortgage from overseas banking? A: Yah, you can borrow the amount of mortgage through overseas but there are several conditions being applied for it. Also it will prove costly to you. Secondly, due to fluctuation of the currency exchange market rates regarding the interest rate charged for your mortgage repayment will also increase double or triple with time. So, Think about it and then go with further procedure. Q: Is online banking safe and secure for doing various transactions? A: Online banking is completely safe and secure. I also used online banking for more than five years and i had no problems about it since yet. Its also

Q: What is the reason of increasing gold prices in today's market? A: Whenever the currencies in the international market are going down like dollars are going down these days, then the gold being the standard currency all over the world demand and supply is more and more and hence the gold prices are going up and up. Q: Is it better for me to purchase gold these days in USA as gold prices are going higher and higher? A: Hmm, Gold prices are so much fluctuating these days and it seems to be the future gold price being higher more and more. Also the gold prices vary from location to location with a little bit difference like there will be different rates of gold in California,Texas or in London. So, better to buy it now before the prices go much higher. Buying Gold coins is a better option for investment. Remember to purchase the gold coins only from the trusted banks. Q: Does anyone knows that is there any relation between the gold market price and stock Exchange Sensex? A: I thou

Q: What is the meaning of remittance? Can someone tell me about any remittance processing service provider companies? A: Remittance means the process of sending or transferring money to your near and dear ones who lived overseas. It proves to be an important source of income for the developing and emerging market, receiving country, according to the world bank. Remit2Home, Western Union and Money Gram are some of the major companies that provide remittance processing services. You can also get remittance services online. Q: What do you mean by Remittance Advice? A: Remittance Advice is a mode of the payment you received from the sender and for what purpose. If you look at the bottom it will look like a bill or check that tells the complete details of the payment. Take this to your bank and they will process it and credit it in your account. Q: Federal Remittance - What does it mean? A: Federal Remittance simply means the amount of money paid by the federal government in terms of taxes

Q: What are prepaid debit cards? Is it necessary to open a checking account or saving account before applying for that card? A: Prepaid debit cards is the card which denotes that you have some stored amount of money in the name of your account which doesn't draw any type of interest. With this debit card you can purchase only of the amount you had in it, further spendings can let you in debts. There are millions of debit cards so it depends upon the type of debit card you are going to apply that it needs to open a saving or checking account in the bank before applying for it. These prepaid debit cards also helps you in building your credit history and a good choice to go with. You can also apply for these universal prepaid debit cards online. Q: Can i use prepaid visa debit cards worldwide or to set up my pay pal account? A: The prepaid visa debit cards can be used anywhere if there is a logo of visa or master card and on the places where these visa debit cards or master cards are

Q: Can anyone tell me about how to access mytributecard.com for getting some information about my account? A: If you have tribute credit card then there will be the bank information on the back of the card. You can also get the complete info about your card in your bank statement. Visit the mytributecard.com, if you are unable to access it then it could be that there are your browser problems. Check whether the javascript is enabled or you browser has put this site in the trusted sites or your spyware is not allowing this website. Hope it will work. Q: Will everyone have to pay www.mytributecard.com annual fees or its me only? A: Yup, mytributecard company charges some annual fees to all the customers from their available credit. It may be about $150 per year which you can pay per month in installments or once in a year. Try to pay each of your debts in time so that you can't have to face any problem about your tribute credit card.Check customer care. Q: I had got a pre-approved ww