Top asked Questions on student credit cards
Q: I am a student and had bad credit. Is it possible for me to have a student credit card with it?
A: If You have a checking account then go to your bank and ask for the application for student credit card with bad credit. He will give you complete details about that. Some companies are strict towards credit card as they want good credit score but some others also offer credit cards with low credit or bad credit.
Q: Which will be much better to have student credit card or the regular credit card?
A: Better will be having student credit card in case you have low credit balance. You have to pay high interest rates and fees for both of them. There are also some student credit cards with low APR. Try to build up your credit score so that you can't be ruined. Pay all the fees in time to prevent from any other big fine charges.
Q: Which is the best credit card for college students with no credit or bad credit?
A: There are lots of credit cards available online also. But to tell which one is the best depends upon your needs and circumstances. Better will be to compare several student credit cards and go with the one which suits you the most. There is also an option if your parents pay for the credit card in your name so that there will be no fear of bad credit and you can also increase your credit limit.
Q: How should I easily get a student credit card as I was denied for it so many times?
A: I think you should go with a unsecured student credit card so that there is no need to worry about bad credit score. Then try to rebuild your credit score for getting much better student credit card.
Q: What is the difference between student credit cards and the regular ones?
A: The main difference between the student credit card and the regular one is that student CC is easy to get in case of bad credit credit and also for students as you will be qualified for it. Although it may sometimes have high interest rates. Another difference is about low credit limits which can be maintained easily.
Q: I am a college student and have a student credit card. But now my graduation is about to complete so I want to know whether I should go with the same card or I have to deal with a new regular one?
A: As you have a student credit card with good credit limit then the bank will give you two options. First one is to cancel the student credit card you already have and ask you to apply for the new one with increase credit limits and regular one with better rates, and rewards. The other option is to upgrade your student credit card to the regular one with increasing your credit limit and convert it into an alumini card with your credit build up you had with this card. The choice is yours what you want to choose.
Q: I want to know if I cancel my student credit card then what happen to my credit?
A: It will not hurt your credit if you cancel your student credit card in case you have no deposit in it and in case after closing your student credit card you pay for your remaining deposit in time. Else they can charge you for not depositing your amount and your credit history will completely be ruined.
A: If You have a checking account then go to your bank and ask for the application for student credit card with bad credit. He will give you complete details about that. Some companies are strict towards credit card as they want good credit score but some others also offer credit cards with low credit or bad credit.
Q: Which will be much better to have student credit card or the regular credit card?
A: Better will be having student credit card in case you have low credit balance. You have to pay high interest rates and fees for both of them. There are also some student credit cards with low APR. Try to build up your credit score so that you can't be ruined. Pay all the fees in time to prevent from any other big fine charges.
Q: Which is the best credit card for college students with no credit or bad credit?
A: There are lots of credit cards available online also. But to tell which one is the best depends upon your needs and circumstances. Better will be to compare several student credit cards and go with the one which suits you the most. There is also an option if your parents pay for the credit card in your name so that there will be no fear of bad credit and you can also increase your credit limit.
Q: How should I easily get a student credit card as I was denied for it so many times?
A: I think you should go with a unsecured student credit card so that there is no need to worry about bad credit score. Then try to rebuild your credit score for getting much better student credit card.
Q: What is the difference between student credit cards and the regular ones?
A: The main difference between the student credit card and the regular one is that student CC is easy to get in case of bad credit credit and also for students as you will be qualified for it. Although it may sometimes have high interest rates. Another difference is about low credit limits which can be maintained easily.
Q: I am a college student and have a student credit card. But now my graduation is about to complete so I want to know whether I should go with the same card or I have to deal with a new regular one?
A: As you have a student credit card with good credit limit then the bank will give you two options. First one is to cancel the student credit card you already have and ask you to apply for the new one with increase credit limits and regular one with better rates, and rewards. The other option is to upgrade your student credit card to the regular one with increasing your credit limit and convert it into an alumini card with your credit build up you had with this card. The choice is yours what you want to choose.
Q: I want to know if I cancel my student credit card then what happen to my credit?
A: It will not hurt your credit if you cancel your student credit card in case you have no deposit in it and in case after closing your student credit card you pay for your remaining deposit in time. Else they can charge you for not depositing your amount and your credit history will completely be ruined.
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