Things you Need to know when using Credit card Overseas
Q: I have to go outside my country and I am worried if my credit card works overseas or not? Will there be extra charges for that?
A: You can use your credit card worldwide or say overseas if it has the logo of visa or master card. All you have to pay for the exchange rate processing fees for using your credit card overseas. This processing fees will sometimes a little and sometimes little lot depends upon the currency of the country you visit.
If you use Credit card at an ATM then their is a FIXED transaction charges so its good to do big transactions instead of several small.
Q: I want to know what the card provider charge fees for purchasing through credit card overseas?
A: If you are using a nationwide credit card then there will be no extra charges for using credit cards worldwide. But in other cases, the credit card provider will charge you between 2% to 5% on your purchase or say of your transaction. This depends upon the exchange rate of the area in which you are using your credit card overseas.
Q: Can I use my credit card at ATM's also in overseas?
A: Yes you can. But be aware that you must know your pin and also there would be additional charges for using your credit card overseas at ATM. Better you must tell your credit card provider about your journey worldwide. You can also call to customer care services of your credit card to know much better about it.
Q: Is it possible that there will be no extra charges and exchange rate to be given for using my credit card overseas?
A: It's possible but only in those cases in which your credit card is nationwide. Else you have to pay for the extra charges either more or less for using your CC worldwide. You can also use your credit card outside your country if your credit card is visa card or master card. All others credit cards can't be used overseas.
A: You can use your credit card worldwide or say overseas if it has the logo of visa or master card. All you have to pay for the exchange rate processing fees for using your credit card overseas. This processing fees will sometimes a little and sometimes little lot depends upon the currency of the country you visit.
If you use Credit card at an ATM then their is a FIXED transaction charges so its good to do big transactions instead of several small.
Q: I want to know what the card provider charge fees for purchasing through credit card overseas?
A: If you are using a nationwide credit card then there will be no extra charges for using credit cards worldwide. But in other cases, the credit card provider will charge you between 2% to 5% on your purchase or say of your transaction. This depends upon the exchange rate of the area in which you are using your credit card overseas.
Q: Can I use my credit card at ATM's also in overseas?
A: Yes you can. But be aware that you must know your pin and also there would be additional charges for using your credit card overseas at ATM. Better you must tell your credit card provider about your journey worldwide. You can also call to customer care services of your credit card to know much better about it.
Q: Is it possible that there will be no extra charges and exchange rate to be given for using my credit card overseas?
A: It's possible but only in those cases in which your credit card is nationwide. Else you have to pay for the extra charges either more or less for using your CC worldwide. You can also use your credit card outside your country if your credit card is visa card or master card. All others credit cards can't be used overseas.
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